6,500

Yes, this is the 6,500th post on D4D™, according to WordPress. So what better time to look at what may be happening here over 2014? (There’s no guarantees, it’s more about where my head’s at right now)

In just over a month, it’ll be 2014. As usual, I’m not making any resolutions for 2014 – that old ‘everyone else does it, so I’m not‘ thing kicking in again – although there is the stuff from Project 42 (i.e. what I want to do from November to November) to consider. Which all means I have to balance out time across a number of things – something I’m renownedly abysmal at doing.

So – what may happen is that D4D may step back a bit, maybe not have the daily updates. (Of course it might stay the same, too. It kind of depends on everything else)  I’ve got some writing ideas – as well as some other things I’m not going to go into right now – and I need to make time for them. I’ll still be updating, it just might not be daily.

This coming year is going to be interesting. There’s a lot of potential ideas and plans, a lot of stuff I’d like to do, but I do need to figure things out in order to be somewhat realistic about it as well. I’m going to take time over December to get things in place, work out priorities, form that limited company that needs doing, and a bundle of other prep crap to let 2014 be as productive as possible.

As for D4D™, it’ll keep on going – on and on. I can’t guarantee another 6,500 posts (who could?) but it’s not being planned to die off anytime soon.


Listing

Over the last few weeks, I’ve been working a bit more at getting organised, at knowing what needs to be done and getting it done.  To this end, I’ve found myself making lists, and being able to cross things off once they’re done – and I’m finding it quite helpful.

Not in an OCD “Got to do it, it’s on the list” way or anything, but just so I’m not storing everything in my head. I’m not usually this organised, but at the moment my head’s full of umpteen bits of random crap, so I’m finding it easier to write down what needs doing, and go from there.

Interestingly (well, to me, anyway) I’m finding it’s actually quite a productive way of doing things, and it’s also quite satisfying to be able to cross through the things that’ve been done.

Whether this development will last or not, only time will tell. But for now it’s working for me, and in a way that to-do list apps and online methods don’t seem to. Weird, but true.


Business Banking

As part of Project 42, I’m looking at getting back to having a limited company, and as a result of that I’m doing some research (again) on company formation agents, business banking, accountants, other management services etc., and generally getting myself a bit swamped. And as always, it’s all a bit of a minefield, a crap-shoot of hoping to find a company that’s merely slightly less grim than the others.

Business banking is a major culprit on this one – all the business banking people seem to be just as shit as each other. There really are no redeeming factors – and indeed, there’s even less on offer for new accounts than there was a few years back when I did this last.

I’m still somewhat gunshy about using an account to keep track of the business again – after my last one went bankrupt just before time to do the Tax Return, having taken all the fees etc. in advance, and leaving me properly In The Shit.

There seem to be more companies doing on-line management services for limiteds now, although they’re certainly not cheap. (And in a couple of cases don’t appear to want any new business, as they haven’t bothered answering even basic questions)

There’s no real hurry for these decisions to be made, thankfully. It’s all just research, figuring out the best deals etc. before I take the leap.

In the meantime – if anyone has any recommendations on business banking accounts, I’ll be interested to know it.


The Coming Year

As is tradition chez D4D™, this is where I list out some of the things I want to do in the coming year. I’ve kind-of nicknamed it “Project 42” this year, for no particularly good reason (other than that it’s the year of being 42 – which, as everyone knows, is also the answer to Life, the Universe, and Everything) but it’ll do.

The top two stay the same as last year, but there’s some extras that I want to get done or work on, as well as a bundle of other stuff that’ll come up along the way. Anyway, these are the main bullet points…

  1. Weigh less
  2. Write more
  3. Take the IAM  advanced driving test
  4. Sort out my own company again – although there’s a lot that goes into that
  5. From there, develop a couple of business ideas
  6. Keep on rebuilding finances throughout the year.

That’ll do, I think

 

 


Anniversal

Bloody Hell, I’m forty-sodding-two.

It’s going to be an interesting year, I’m sure. And come April, I’ll be halfway through the rebooted Five Year Plan, from Age 40 to 45.  I think there’ll be more about that over the coming few days/weeks/months.  I bet you can’t wait…


Location, Location

Even though I know I’m going to be in the current place for at least another year (tenancy agreement all signed and sorted etc.) I still find myself thinking about moving on. I don’t plan to do so in the next year, but I’m thinking about it all the same.

Primarily it’s more about “Where would/do I want to be next?“, and then looking at current prices and places, just so I’ve an idea of what might work, along with what and where might be practical.

I’m not sure yet what’ll happen, and whether I’ll move on or not. Looking at the changes over the last year or two, it’s pretty much impossible to plan where I’ll be in a year’s time. For the moment I’m just doing my research, and hoping to keep my options open.


Another Year

In a fit of being organised, I’ve already sorted out another year’s tenancy on the current house. The agreement was signed yesterday, and went in the post, so it’s all sorted.

It didn’t need to be done for another month – it actually starts on Nov 4th – but I’m far happier with knowing it’s all done and sorted.

My landlord would actually be happy with just doing the entire thing on a rolling monthly agreement, but for the time being I’m happier knowing that I’m tied in (and so is the landlord) for the year. Monthly-rolling is just a bit too easy for my liking, too easy for a landlord to say at the start of the month “Ok, here’s your notice” (and I do mean any landlord, for I don’t think mine would actually do this) and then it’s an organisational (and financial) nightmare for that month.

I used to do 12-month tenancy agreements back when I was in Manchester, and I was fine with them then, too. I had some hassle when it came to moving out mid-term (when I moved to be with Herself) but that was fair enough, and kind-of expected. Even then though, they got another tenant, so I only paid I think two month’s rent once I’d moved out. Could’ve been a lot worse. (And the rent now is significantly less than I was paying for the place in Manch, too. Mind you, the house is also about a third of the size of the Manch place)

At worst it’s something I don’t need to think about for the next twelve months. At best, it’s off my mind, so I can fill that space with other ideas and plans. I’ll be in the same place ’til at least my birthday 2014, and that’s fine with me.