Hectic (Again)
Posted: Thu 27 October, 2016 Filed under: 2015/16, Do More, Domestic, Driving, Films, Five Year Plan (now Ten), Food, Getting Organised, London, Solo Dining 4 Comments »This last week has been (yet again) pretty hectic and chaotic.
Since Saturday’s half-marathon walk, I’ve been…
- out for an Oktoberfest meal with friends on Saturday night
- into London again on Sunday for a meal in the evening at Helene Darroze (with an added 5 miles of walking)
- then cinema on Monday evening to see “The Accountant“
- into London on Tuesday evening to see “No Man’s Land” at Wyndham’s Theatre, starring Patrick Stewart and Ian McKellen
- cinema on Wednesday evening to see “Dr Strange“
Today is slightly quieter, Friday I’m in Chesham, and then for the weekend I’m up in Manchester.
I must be bloody barmy.
An Expensive Week – Part Two
Posted: Tue 11 October, 2016 Filed under: Car Repairs, Change, Day Trips, Domestic, Driving, Getting Organised, Milton Keynes, Thoughts, Travel Leave a comment »Following on from the whole car kerfuffle last week, I’ve made a decision – it’s time to get rid of the Saab. It’s been decidedly iffy this year, and with the latest issue, I just can’t rely on it when I need to. I’ve still got a thousand-ish miles to do by the end of this month, let alone the stuff for the rest of the year, so need something I can trust will get me from A to B without the need for recovery, garages and the like. Basically, that’s it.
The Saab no longer fits that bill, so it’s time for it to go. I know I still won’t qualify for a car finance agreement etc., so it’s been a case of sorting out a transfer of funds from the savings account. It means a fixed budget, and see what fits that bill and those funds.
I spent some of the weekend looking at new (to me) cars, and have one sorted, to be collected on Wednesday.
It’s a diesel Kia Ceed, so fairly crap. But it’s only 70,000 miles, and came in well under budget. I’ve wangled a service and a year’s MOT out of the dealer, as well as a parts guarantee for a year (or 20,000 miles, whichever comes sooner) The deposit has been paid with a credit card, which covers me under Section75 for the full price of the car, should it turn out to be a lemon. (That’s something I didn’t know ’til recently – so long as you pay more than £100 on a credit card, S75 covers the whole amount, not just whatever was paid by the card) In short, I’m as covered as it’s possible to be.
In all, it’s not a bad deal. The price is good, and having checked further since, I reckon it’s going to be saving me about £100 per month. Yeah, per month. The road tax is £30 for the year, rather than the £25 a month I was paying for the Saab. (It fell just outside the newer emissions regulations, which I didn’t know at the time I got it) and the insurance is £30 less a month. With the reduction in fuel costs as well – diesel vs. petrol, and so on – it stands to be a significant saving.
Then there’s what I got for the Saab – I took that back to the Saab garage on Monday, transferred the ownership, and basically got back what I initially paid for it. It’s still cost me money over the three years, but it’s nowhere near as bad as it could have been.
I’ll see how things go with the new car – I’m not expecting lots from it, just to be reliable and to do what it should. It’s going to have a busy couple of weeks once I’ve got it, including longer runs to Dorset and Manchester, so by the end of the month I’ll know more about how it fits my requirements, and hopefully that it’s generally reliable.
Mislaid Plans
Posted: Sat 20 August, 2016 Filed under: 2015/16, Bankruptcy, BurgerCrawl, Day Trips, Do More, Domestic, Driving, Finances, Five Year Plan (now Ten), Food, London, Rebuilding, Solo Dining, Thoughts, Travel 3 Comments »Back at the start of the year, one of my stated aims was to put more money into savings. I’d finally finished my bankruptcy’s payment plan at the end of 2015, so the plan was that I’d put that straight into savings instead of into the payment plan.
That aim has kind-of worked, but not to the extent I intended to. Road to hell, Good intentions, and all that rot.
I looked back this week – coming to the last third of the year, I wanted to review where I was. I’ve certainly added to the savings, but it’s not been to the full extent that it could/should have been.
There’s some reasoning behind it, when I looked into it and thought about it. Primarily, it’s the first time in way too many years (certainly far preceding the bankruptcy) where I’ve had disposable income – and I can’t deny, I’ve been taking advantage of that this year.
It’s been one heck of a year, with a lot going on – as I’ve written about before – and some of that has been funded by the money that “should” have been getting funnelled into savings. I can’t – and won’t – deny it, I should have been a bit better, a bit smarter about it, but well, I haven’t.
I’m already making plans for 2017 to be much calmer, to not be going quite so barmy about having time, space and money. From January, that money *will* be going to rebuild savings.
2016 has been a mad old year, with lots going on. 2017 is going to be a good year, but a bit more relaxed, a bit more sensible. Not perfect – I’m never going to claim that – but I know what needs to be done, and I intend to be doing it.
Varied
Posted: Mon 18 July, 2016 Filed under: Day Trips, Domestic, Driving, Food, Getting Organised, Milton Keynes, Solo Dining, Travel Leave a comment »It’s fair to say, the weekend just gone was pretty varied. Busy too, but definitely varied.
Friday evening was spent with friends seeing a small gig by Professor Elemental – very silly all round, but also very late, as he didn’t go on stage ’til 22:30 in the end. It meant I didn’t get home ’til nearly 2am…
Saturday morning was spent at the cinema, seeing the new Ghostbusters film. (Small review : Enjoyed it a lot, far more than I expected to, and it’s just entertaining silliness) Then in the evening I was over in Cambridge, going for a thoroughly enjoyable and fantastic meal at Midsummer House.
Then on Sunday I was awake by 6am, and generally too warm. So one “oh sod it” moment later, I was on the way down to Whitstable and Tankerton, and spent the day by the beach, roasting quietly. Happily and fortuitously, it turned out that Whitstable Castle was having a food fair, so that was lunch sorted. And then mid-afternoon driving home, looking at all the queues on the other side of the road and thanking God I wasn’t involved in it all, considering how hot it still was.
Finishing off with a quiet evening catching up on recorded TV etc., it was a very pleasant weekend – but definitely surrounded by all the random…
Another Culture Weekend
Posted: Mon 13 June, 2016 Filed under: Day Trips, Domestic, Driving, Food, London, People, Single Life, Solo Dining, Theatre, Thoughts, Travel Leave a comment »The weekend just gone turned out to be another of my more “Culture”-based ones, and was thoroughly enjoyable.
Saturday involved a drive down to Bray in Berkshire, for a meal at the Waterside Inn. Having been quite disappointed earlier in the year by the three-Michelin-starred Alain Ducasse restaurant at the Dorchester in London, I’d decided I should try another one for comparison purposes, and opted for the Waterside, as it’s had those three stars for thirty years now.
Safe to say, I’m very glad I did – I had a fab time (including getting to meet and have a quick chat with Michel Roux) and really enjoyed the entire meal. Sadly – although understandably – they don’t allow phones/cameras or photos in the dining room, so I couldn’t do my usual of taking a pic of each course, so you’ve been spared that ordeal, but it was definitely still brilliant.
Then on Sunday I went down to London, and saw Midsummer Night’s Dream at the Globe – and thoroughly enjoyed that, too. I’m still very much a newcomer to Shakespeare in general, so can’t comment on how it’s been done this time in comparison to other staging etc., all I can do is say that I found it great, and a brilliant production. The weather wasn’t the best, so I was glad to be in the galleries rather than the standing area – although the seats were still bloody uncomfortable due to other people spreading themselves wide, and I ended up standing instead for the second half.
I’d done some other food/burger-based bits either side of the main play, so ended up walking about 17km during the day, but that’s just me and my own idiocies and preferences.
All told though, a decent weekend – and quite quiet/easy by my standards, with less driving and so on. An all-round win, in my opinion. 🙂