Optimal Timing

Note : If you’re wanting to make up a massive competition-thumping bank merger, the best time to do it is during a credit/finance “crisis”.

That way, when you announce the news the government will sidestep the Monopolies and Mergers Commission, and just wave you through to do it, despite the fact that now one third of all the UK mortgages are owned/held by just one company.

No, that won’t be a stranglehold on the market. Honest.