Changes, Privilege, and Good Fortune

Every so often, in situations like this week’s need to organise a change of cars, I sit back and realise just how lucky I am.

Ten years ago I was just out of my official bankruptcy period, with another five years to come with it still on my credit record. I was doing OK, but something like this week would still have made life interesting. (As it was, I did have to go through a car change while in that bankruptcy period, but thankfully got through it OK because the administration people were excellent)

It’s taken a long time, but everything since then has been in a positive direction, and I’m happy with it all.  It leaves me somewhat gobsmacked that now I can again pay for a car on a credit card (and once everything’s gone through, I’ll move it all to an interest-free balance-transfer card)  with no real hassle.

Hopefully the new car will also not need anything major for a while (fingers epically crossed!) which will also help a lot.

Obviously, it’s more debt than I’d ideally like to be in – but it’s feasible/affordable, and I can sort the rest.  It might even give me some impetus for getting some other things off the ground and get some extra income that way.  We’ll see.

Regardless though, it’s good to have these occasional reminders that I’m fortunate enough to be in a good place, and simply appreciate that simple fact.